With our new lower rate inventory finance programs and this new SBA product, Lynnray Financial Corp is demonstrating a total commitment to the RTO industry.
Bill Lassiter, Executive V.P., Lynnray Financial Corp.

Lassiter says that, in today's business climate, an SBA loan is probably the only way to go into the RTO business and one of the few ways to expand and open new stores.

Bill Lassiter, executive V.P. of Lynnray Financial Corporation, today announced the introduction of new Small Business Administration (SBA) Rent to Own (RTO) store finance programs.

Lassiter says that, in today's business climate, an SBA loan is probably the only way to go into the RTO business and one of the few ways to expand and open new stores. "In a continuing effort to bring more and better financial products to the RTO industry, LFC can now offer exceptionally competitive SBA programs," Lassiter said.  "We plan to use our knowledge of the industry to facilitate the sometimes confusing SBA process."

- Loan amounts are available from $400,000.00 to $4 million
- SBA 7(a) and 540 loans available
- Up to 25 year terms for real estate financing
- Maximum loan to cost:
- Real Estate Purchase: 90%
- Business Acquisition (without real estate): 85%
- Start Up: 75%

SBA Loans can be used to construct new or purchase existing commercial owner-occupied real estate, to purchase equipment, inventory and increase working capital reducing risk. LFC's SBA representative in your area will work closely with you and your normal LFC contact to facilitate the loan process. Once a full package is submitted, approval should only take 2 weeks. This is in line with LFC's efficient inventory finance programs that can be approved in as little 24 hours.

Lynnray Financial is well known for their long term financing programs that keep cash flow positive throughout the life of the RTO asset. LFC is a very active participant in the RTO industry. They are an associate member of APRO, RentDirect/Nationwide, TRIB, and Mega Group USA. With their deferred inventory finance program, "application only" program, working capital program, asset acquisition program and now SBA product, they emerge as a powerful financing tool for the RTO industry.

LFC also recently announced an injection of private capital. This coupled with lower financial market money costs has enabled them to offer the most competitive rates in company history.

Lassiter states "With our new lower rate inventory finance programs and this new SBA product, Lynnray Financial Corp is demonstrating a total commitment to the RTO industry."

Call 800 535 4138 x 3 for more information.